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Heritage Harbour waterfront
ANNAPOLIS, MARYLAND · 55+ LIVING

Heritage Harbour.
Life, on your terms.

The water. The people. The possibilities.
Get to know the place your next chapter could begin.

A NEXT STEP REALTY LOCAL GUIDEHeritage Harbour on the South River
A LITTLE MORE LIFE, EVERY DAY

A home is the beginning.
Here’s everything around it.

Discover an established Annapolis 55+ community with more than 1,600 residences, shared recreation and a South River setting.

We’ve brought the places, practical details and next steps together so you can picture your own routine here.

Community photography: Heritage Harbour Community Association.

YOUR ROUTINE, REIMAGINED

Find what feels like you.

Let the river set the pace.

South River waterfrontPier, boat slips & kayak accessOutdoor gathering spaces

Start with the setting, then think about how you would use it. A quiet place to sit and a place to launch a kayak can mean very different things to different buyers.

THE NEXT STEP PERSPECTIVE

We’ll help you ask about access, storage and any waitlists before those plans become part of a purchase.

GOOD DAYS START WITH SHARED INTERESTS

What would you like
to make time for?

Choose your interests. We’ll include them when you start a conversation with Deb.

Move
Create
Connect

Facilities and activity names come from the association’s public overview and directory. Confirm current schedules, membership access and separate fees for the property you are considering.

MAKE THE AREA YOUR OWN

Your everyday, mapped out.

Find a coffee stop, a waterfront table or a new walking route. Add the places you want to explore to your visit.

10 local destinations
10 places to exploreChoose a place to see more
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Approximate address locations · Not community boundaries
Heritage Harbour LodgePhoto: Heritage Harbour Community Association
Community amenity

Heritage Harbour Lodge

The Lodge is a useful starting point for exploring shared spaces and asking about the activities you would use. Facility visits follow association arrangements; a home showing is a separate appointment.

959 River Strand Loop, Annapolis, MD 21401

An independent local directory. Businesses and county facilities are separate from Heritage Harbour. Check current hours, access and reservations before visiting. Locations reviewed October 9, 2026.

FIND YOUR PLACE HERE

Room for your next chapter.

Explore Heritage Harbour listings, with current statuses and the people who know each home.

Next Step Realty listings

3 listings
House in Annapolis1 / 54ACTIVEBright MLS · MDAA2158096
NEXT STEP COLLECTION
$750,000

3 beds3 baths2,411 sq ft0.23 acres

2548 Mission Hills Court

Annapolis, Maryland 21401

Bright MLS · MLS# MDAA2158096
Deb RandallLISTED BYDeb Randall
House in Annapolis1 / 40ACTIVEBright MLS · MDAA2156150
NEXT STEP COLLECTION
$650,000

3 beds2 baths1,954 sq ft0.24 acres

953 Mastline Drive

Annapolis, Maryland 21401

Bright MLS · MLS# MDAA2156150
Sat, Oct 31 · 10:00 am to 12:00 pm ET
LISTED BYJoe Smith III
House in Annapolis1 / 51ACTIVEBright MLS · MDAA2154716
NEXT STEP COLLECTION
$500,000

2 beds2 baths1,514 sq ft0.06 acres

801 Midship Court

Annapolis, Maryland 21401

Bright MLS · MLS# MDAA2154716
LISTED BYJoe Smith III

Next Step Realty listings · Supplied by IDX Broker from Bright MLS. This collection does not include every home on the market.

Feed checked Oct 30, 2026, 11:40 PM ET.

© 2026 Bright MLS. All rights reserved. Information Deemed Reliable, but Not Guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on Friday, October 30th, 2026 08:25:01 PM. Data services provided by IDX Broker

© 2026 Bright MLS. All rights reserved. Information Deemed Reliable, but Not Guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Listing courtesy of Next Step Realty. Data last updated on Friday, October 30th, 2026 08:25:01 PM. Data services provided by IDX Broker

Listing courtesy of Next Step Realty 4439012200 © 2026 Bright MLS. All rights reserved. Information Deemed Reliable, but Not Guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Listing courtesy of Next Step Realty. Data last updated on Friday, October 30th, 2026 08:25:01 PM. Data services provided by IDX Broker

Listing courtesy of Next Step Realty

Listing courtesy of Next Step Realty 4439012200

Information is deemed reliable but is not guaranteed. Confirm listing details and availability with your agent. Equal Housing Opportunity.

More Heritage Harbour homes

Townhouse in ANNAPOLISActiveBright MLS · MDAA2160378
$449,000

2 beds2 baths1,032 sq ft0.05 acres

1965 MARCONI CIRCLE

ANNAPOLIS, MD 21401

Listed by RE/MAX ExecutiveBright MLS · MLS# MDAA2160378
Sun, Nov 1 · 1:00 PM–3:00 PM ET
Single Family Residence in ANNAPOLIS1 / 50ActiveBright MLS · MDAA2160286
$719,990

2 beds2 baths1,960 sq ft0.24 acres

2562 GOLFERS RIDGE ROAD

ANNAPOLIS, MD 21401

Listed by Cummings & Co. RealtorsBright MLS · MLS# MDAA2160286
Single Family Residence in ANNAPOLISComing SoonBright MLS · MDAA2160140
$725,000

3 beds2 baths1,900 sq ft0.24 acres

848 DEERWOOD COURT

ANNAPOLIS, MD 21401

Listed by Northrop RealtyBright MLS · MLS# MDAA2160140
Condominium in ANNAPOLIS1 / 31ActiveBright MLS · MDAA2159854
$465,000

2 beds2 baths1,413 sq ft

803 COXSWAIN WAY # 301

ANNAPOLIS, MD 21401

Listed by Coldwell Banker RealtyBright MLS · MLS# MDAA2159854
Townhouse in ANNAPOLIS1 / 44ActiveBright MLS · MDAA2158916
$575,000

2 beds3 baths1,916 sq ft0.05 acres

1020 SEXTANT COURT

ANNAPOLIS, MD 21401

Listed by Long & Foster Real Estate, Inc.Bright MLS · MLS# MDAA2158916
Sat, Oct 31 · 1:00 PM–4:00 PM ET
Townhouse in ANNAPOLIS1 / 33ActiveBright MLS · MDAA2159534
$505,000

2 beds2 baths1,434 sq ft0.06 acres

2500 PAINTER COURT

ANNAPOLIS, MD 21401

Listed by Coldwell Banker RealtyBright MLS · MLS# MDAA2159534
Search additional community homes

Bright MLS · Listing data supplied through Repliers. Coverage is limited to listings available to this service.

Checked 11:44 PM ET.

© 2026 Bright MLS. All rights reserved. Information is deemed reliable but is not guaranteed. For personal, non-commercial use to identify properties you may be interested in purchasing. Verify details and availability with your agent. Equal Housing Opportunity.

LOCAL KNOWLEDGE. CLEARER DECISIONS.

Know the home.
Understand the ownership.

A beautiful setting is only part of the decision. Match the property, responsibilities and costs to the way you want to live.

01Simplify the comparison

Condominiums

Compare elevator or stair access, storage, parking and what the condominium fee covers.

Talk through the options
02Space that works for you

Villas & duplexes

Walk the main living level, check the route from the car and understand exterior responsibilities.

Talk through the options
03Make room for your plans

Individual homes

Look closely at outdoor space, upkeep, system ages and the rooms you’ll use every day.

Talk through the options
PUBLISHED 2026 BASE ASSESSMENT
$176/ month

$2,112 annually. This is the association’s published base assessment—not the complete cost of owning a particular home.

Assessment source
BUILD THE COMPLETE PICTURE

Three conversations before you commit.

The right layout

Entrances, stairs, bedroom level, laundry, parking and the rooms you will actually use.

The real monthly cost

Base and property-specific fees, taxes, insurance, utilities, financing and maintenance.

The important documents

Occupancy rules, membership, resale disclosures, reserves and responsibilities.

THE KNOW-BEFORE-YOU-GO LIBRARY

The details, all in one place.

Read the association’s public documents without leaving your Next Step guide.

Source-hosted association documents. Posted copies may be superseded; use current property-specific resale documents for a transaction. Blank forms are displayed for reference.

THE QUESTIONS BEHIND THE MOVE

Let’s get
specific.

Useful answers to start with. A real person to help you take them further.

Ask Deb a question
How does the 55+ requirement work?

The posted covenants generally require at least one resident age 55 or older and restrict permanent occupancy by people under 18, with stated exceptions. Review Article V and the applicable documents for the specific household and home.

What will I actually pay each month?

Start with the association’s published base assessment, then add any property-specific condominium charges, taxes, insurance, utilities, financing and maintenance. Ask for current figures and any disclosed special or transfer-related charges for the exact home.

Can I see the Lodge and amenities before buying?

Yes—the association’s buying and selling page describes staff-accompanied weekday Lodge tours. Next Step can help you plan the questions to ask. Community access and a private home showing are separate arrangements; neither is booked by adding it to your shortlist.

Can I rent out a home here?

The association publishes rental restrictions, including a cap. Do not assume that a property is eligible or that capacity is available. Have your agent obtain the current policy and written property-specific confirmation before building a purchase around leasing.

What is happening in the community this week?

Use the activity directory to discover interests, then confirm current meeting dates and participation arrangements with the association. We have not labeled old announcements or directory entries as upcoming events.

Is Next Step affiliated with the association?

This is an independent Next Step Realty community and real estate guide. We connect buyers and sellers with our professionals; Heritage Harbour Community Association manages its own facilities, documents and programs.

FROM GETTING TO KNOW IT, TO CALLING IT HOME

Let’s make it
your next step.

A few homes. The places you’ll use. The questions that matter to you. Bring them together with Deb Randall, your Heritage Harbour expert.

Your request goes to Deb Randall. You’ll review the message before sending. Visits and showings require confirmation.

YOUR VISIT SHORTLIST0 places

A day that feels like you.

Add a few stops from the map, or start with an idea below.

Your saved places will appear here.
Choose what you want to experience.
Explore more places

Place shortlist saved in this browser. These are ideas for your visit, not reservations or a timed itinerary.

About this guide & our sourcesReviewed October 9, 2026

Prepared by Next Step Realty from public community and local business sources. This guide is independent of the association. Community information, fees and access can change. A listing’s applicable documents and current confirmations take precedence.

Community overviewCommunity facilities & photographyBuying, selling & assessment source

Each local place has its own official source. Map coordinates use public address references and are approximate. Photos remain hosted by their credited sources. Public documents are embedded without modification.

Broader Annapolis context. These citywide figures and boundaries do not describe Heritage Harbour alone.

KNOW THE PLACE, TOO.

Annapolis

Explore the area behind the address.

3D building detail varies by location. Satellite imagery is not live video.
Annapolis boundary
Population40,744
Median home value$510,200
Median monthly rent$1,855
Average household2.3

Community estimates, not listing prices. LiveBy via Repliers. American Census Survey 2023 Source: US

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