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Bright MLS · MDAA2157726
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Active · For sale

$570,000

856 BOATSWAIN WAY

ANNAPOLIS, MD 21401 · HERITAGE HARBOUR

2beds
2baths
1,810sq ft
Listed by Boyle & Kahoe Real Estate · Susan H GrecoBright MLS · MLS# MDAA2157726Listing courtesy of Boyle & Kahoe Real Estate

Highlights

GaragePoolSingle Family Residence style

About this home

SPECIAL FINANCING OPPORTUNITY – POTENTIAL SAVINGS OF APPROXIMATELY $700 PER MONTH DURING THE FIRST YEAR! Don't miss this opportunity to own 856 Boatswain Way in Annapolis, listed at $575,000, in the desirable Heritage Harbour 55+ community! SPECIAL 2/1 INTEREST RATE BUYDOWN OPPORTUNITY! Qualified buyers may be eligible for a financing credit of up to 2.5% of the purchase price ($14,375) toward eligible closing costs or an interest rate buydown through Brittany Bobbs of CrossCountry Mortgage. With a 2/1 interest rate buydown, buyers could potentially save approximately $700 per month during the first year, with additional monthly savings during the second year! That's approximately $8,400 in potential first-year payment savings! Imagine what you could do with those savings! WANT TO UPDATE THE HOME AND MAKE IT YOUR OWN? RENOVATION FINANCING IS ANOTHER OPTION! For buyers who envision updating the kitchen, renovating the bathrooms, installing new flooring, or making other improvements, a renovation loan may be an excellent alternative! Qualified buyers may be able to finance both the purchase price and eligible renovations into one mortgage, allowing them to create the home they've always wanted. This is a separate financing option from the advertised 2/1 interest rate buydown. Ask about available renovation loan programs and how they could help you transform this home to fit your personal style and needs! WELCOME TO HERITAGE HARBOUR! Nestled in a peaceful, private setting backing to mature trees, this lovely single-family home offers comfortable one-level living with wonderful potential. The spacious floor plan features a living room with a cozy gas fireplace, dining room, kitchen, family room, two bedrooms, two full bathrooms, and a versatile den or home office. An attached two-car garage adds everyday convenience. Step outside onto the deck and enjoy the tranquility of the wooded setting, perfect for relaxing, entertaining, or enjoying your morning coffee. With its desirable layout and beautiful surroundings, this home offers a fantastic opportunity to add your own personal touches and truly make it your own! ENJOY THE HERITAGE HARBOUR LIFESTYLE! This sought-after 55+ community offers an exceptional array of amenities and activities, including golf, tennis, pickleball, canoeing, kayaking, and so much more! Conveniently located in Annapolis with easy access to Baltimore, Washington, DC, and BWI Airport, this home combines a peaceful setting with an active, engaging lifestyle. TWO FINANCING PATHS TO EXPLORE! Take advantage of potential monthly savings through the special 2/1 interest rate buydown offered by Brittany Bobbs of CrossCountry Mortgage, OR explore a separate renovation loan to update and personalize this home to your taste! Schedule your private showing today and discover the possibilities at 856 Boatswain Way! Buyers are not required to use Brittany Bobbs of CrossCountry Mortgage to have an offer accepted; however, buyers must use Brittany Bobbs to qualify for the advertised lender credit associated with the 2/1 buydown opportunity. Renovation financing is a separate, independent financing option and is not part of Brittany Bobbs' advertised 2/1 buydown offer. All financing incentives and estimated savings are subject to buyer qualification, loan terms, program requirements, and lender approval.

THE LAYOUT

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Floor plan

Listing at a glance

Current asking price
$570,000
Price / sq ft
$315
Listed
Sep 24, 2026
Days since listed
41

Days since listed are calculated from this listing’s reported date and may differ from MLS days on market. Listing updated .

Facts & features

The details, organized.
Home type
Single Family Residence
Year built
1987
Living area
1,810 sq ft
Price per sq ft
$315
MLS number
MDAA2157726
Status
Active
Interior & construction7
Home style
Single Family Residence
Property type
Residential
Year built
1987
Heating
Natural Gas, Forced Air
Cooling
Central Air, Ceiling Fan(s), Electric
Exterior
Brick Veneer, Brick
Appliances & features
Electric Water Heater
Outdoor space & utilities7
Lot acres
0.22
Lot area (sq ft)
9675
Garage spaces
2
Parking spaces
2
Pool
Community, Lap
Water
Public
Sewer
Public Sewer
Taxes & association8
Annual property taxes
6026
Assessment year
2026
Homeowners association
true
HOA fee
176
HOA fee frequency
Monthly
Additional association / condo fee
176
Additional association / condo fee frequency
Not supplied
Zoning
R2
Location & listing6
County / area
ANNE ARUNDEL
Neighborhood
HERITAGE HARBOUR
MLS number
MDAA2157726
Listing office
Boyle & Kahoe Real Estate
Listed
2026-09-24T00:00:00.000-00:00
Listing updated
2026-10-21T20:38:34.000-00:00

Information supplied for this listing. Missing fields have not been estimated. Confirm square footage, taxes and association fees with the listing agent.

Location & parcel

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Schools & attendance areas

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DISTRICT · BRIGHT MLS

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

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Elementary

Rolling Knolls Elementary

public · Grades PK–05

Anne Arundel County Public Schools

3/5LiveBy school rating2025 · Elementary · Rank 287 of 865

402 students · 11 students per teacherEnrollment reporting year: 2025

Homes in this attendance area
Middle

Wiley H. Bates Middle

public · Grades 06–08

Anne Arundel County Public Schools

3/5LiveBy school rating2025 · Middle · Rank 137 of 337

707 students · 11 students per teacherEnrollment reporting year: 2025

Homes in this attendance area
Elementary

Monarch Global Academy PCS Laurel Campus

public · Grades KG–08

Anne Arundel County Public Schools

3/5LiveBy school rating2025 · Elementary · Rank 396 of 865

830 students · 13 students per teacherEnrollment reporting year: 2025

Homes in this attendance area
About school data & ratings

School profiles and boundaries: LiveBy via Repliers. Listing-reported schools: Bright MLS. Coverage varies. Retrieved 11/5/2026. Ratings use LiveBy’s 1–5 scale; reporting year and comparison group appear with each rating. Distances are straight-line estimates. Confirm enrollment and attendance assignments with the district.

PLAN YOUR NEXT STEP

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Estimated monthly total$3,710
Principal & interest$2,882
Property taxes$502
Insurance assumption$150
HOA / condo fees entered$176

Some fee amounts or billing frequencies are missing. Only known monthly fees are included above. Enter the verified total HOA, condo and other association fees.

Excludes closing costs, mortgage insurance and any costs not entered above. Confirm financing and actual taxes, insurance and fees with the appropriate professionals.

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Bright MLS · Listing data supplied through Repliers. Coverage is limited to listings available to this service.

Checked 11:37 PM ET.

© 2026 Bright MLS. All rights reserved. Information is deemed reliable but is not guaranteed. For personal, non-commercial use to identify properties you may be interested in purchasing. Verify details and availability with your agent. Equal Housing Opportunity.